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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
Pre-Approval
Updated about 4 years agoHello, I am a first time home buyer looking at buying a condo in Manhattan. I have a few questions - ... -
Financing
Seeking NY Portfolio Lender for co-op purchase
Updated over 4 years agoMy wife and I are interested in purchasing a co-op in upper Manhattan but have had difficulty securing financing from the big banks like Chase. Although we have a... -
Financing
NYC lenders tightening lending standards
Updated over 4 years agoJP Morgan is requiring 30% down on Manhattan jumbos, which is a material increase for a lot of buyers - from $400K to $600K on a $2 million condo. We haven't talked... -
Financing
Co-op/Condo approved SONYMA loan
Updated almost 5 years agoTrying to get a sense of how many (if at all) Co-ops and condos will accept a SONYMA-backed buyer with 3% down. Do such units exist in Manhattan, and how hard are they... -
Financing
Wells Fargo limiting jumbo refis
Updated almost 5 years ago"The bank is now requiring new clients to bring at least $1 million in balances if they want to refinance a jumbo mortgage, up from a previous level of $250,000,... -
Financing
Refinance
Updated almost 5 years agoDoes anyone know of a bank which allows remote closings for a refi? TD Bank does not. Thanks -
Financing
How do I calculate my effective rent as an owner?
Updated almost 5 years agoLet’s say I pay $1800 a month in mortgage and $1100 in maintenance. The co-op tells me per share deductions in 2019 were: Interest $16 Real Estate tax/Gross...